Trustee Auction 4/26

Brown and Brown, Chartered
8501 LaSalle Road, Suite 212,
Baltimore, MD 21286
(410) 296-2000
Trustee's Sale Of Valuable Improved
Leasehold Property
The Improvements Thereon
Being Known As
109 Riverthorn Road, Baltimore, MD 21220
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Under and by virtue of a power of sale contained in a certain Deed of Trust from Stephen L. O'Neill and Sandra D. O'Neill
to James R. Brown, III and John F. Brown, Trustees, therein, dated September 8, 2010 and recorded among the Land
Records of Baltimore County in Liber 29922, folio 321 et. seq., default as defined in said Deed of Trust having occurred, and
at the request of the party secured thereby, the undersigned Trustee will offer for sale at public auction on the steps of the
Circuit Courthouse for Balti more County, 401 Bosley Avenue, Bosley Avenue Entrance, Towson, Maryland, 21204, on
Thursday, April 26, 2018 at 9:30 a.m.
ALL THAT LOT OF GROUND situate in Baltimore County, State of Maryland, and described as follows:
BEING KNOWN AND DESIGNATED AS LOT 21, BLOCK 4, SECTION NO. 2, AS SHOWN ON A PLAT ENTITLED BLOCK
NO. 3-4, SECTION "2" AND RESUBDIVISION OF SECTION 1, HAWTHORNE, WHICH PLAT IS DATED NOVEMBER 5,
1951, AND RECORDED AMONG THE LAND RECORDS OF BALTI MORE COUNTY, IN PLAT BOOK G.L.B. NO. 17, FOLIO
90 AND 91.
Subject to the payment of the annual rent of $90.00 payable in equal half-yearly installments on the 14th days of May and
November in each and every year.
TERMS OF SALE: The Trustee reserves the unqualified right to withdraw the prem ises at any time before sale. If any
dispute arises among the bidders, the Trustee shall have the sole and final discretion either to determine the successful
bidder or to re-offer and resell the premises.
The property will be sold subject to all conditions, liens, restrictions and agree ments of record affecting same, if any.
A deposit of $8,000.00 in cash, cashier's check, certified check or some form of exchange acceptable to the Trustee is
required from the purchaser at the time of the sale. The secured party herein, if a bidder, shall not be required to post a
deposit. The balance of the purchase price, together with interest on the unpaid purchase money at the current rate
contained in the Purchase Money Deed of Trust Note from the date of sale to the date funds are received by the Trustee,
payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest
due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any
reason. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year real property taxes will be made
as of the date of sale and thereafter assumed by the purchaser. All transfer taxes and settlement expenses shall be paid by
the Purchaser. Purchaser shall pay all applicable agricul tural tax, if any. Purchaser is responsible for obtaining phys ical
possession of the property, and assumes risk of loss or damage to the property from the date of sale. If ratification or
settlement is delayed for any reason there shall be no abatement of interest. The sale is subject to post-sale audit of the
status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into
any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and
void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. Purchaser
waives personal service of any paper filed in connection with such a motion on him/herself and/or any principal or
corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address
provided by said bidder at the time of the sale. If Purchaser defaults under these terms, the deposit shall be forfeited. The
Trustee may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be
entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property
by said defaulted purchaser. If Trustee is unable to convey either insurable or marketable title, or if the sale is not ratified
by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without
interest.
The improvements are being sold in an "AS IS" condition and without any warranties or represen tations, either expressed
or implied, as to the nature, condition or description of the improve ments, and with purchaser respon sible for any and all
housing or zoning code violations.
JOHN F. BROWN, Trustees